You can opt to use your insurance to cover PT. I have begun to accept insurance such as Medicare, American Speciality Health, OWCP - Federal employee workers comp, Yes I can do out of network benefits and super bills if you prefer. Yes you can apply your deductibles while coming to Sierra Therapy, check with your carrier for any rules and conditions they may have.
Concierge PT requires no insurance authorizations, and it does not require MD prescription (up to 12 visits), you can have an immediate appointment. With a super bill, these visits depending on your insurance, should be reimbursed at out of network rates and payments should apply to your deductibles. Of course check your carrier for your policy details.